Easy Online Finance Application
Applying for financing online at our Kia dealership is a simple and stress-free way to get the process started before you even visit the showroom. When you're ready to commit to buying a new or pre-owned vehicle, one of the first steps our team will ask you to complete is our secure online credit application. This is the most efficient way for us to understand your financial profile and explore the loan or lease options that make the most sense for your budget. By applying online at Benson Kia before picking up your next purchase, we can ensure a much faster, smoother transition in and out of the dealership to save you time and give you realistic payment options.
To fill out the online finance application, you'll need a few basic pieces of information on hand. This includes your Social Security Number, current housing details (like whether you rent or own, and your monthly payment), and employment information, including income. These details allow our finance professionals to verify your ability to purchase the vehicle and determine what types of financing terms you may qualify for. The application process typically only takes a few minutes and is protected by secure encryption for your peace of mind.
It's important to note that even if you're shopping in person, our Kia sales team will still guide you through completing the online credit application as part of the vehicle purchase process. This ensures everything is processed correctly and quickly and helps us begin working with our network of lenders, including local banks and credit unions, to find you the best possible rate and payment plan.
By starting the financing process online, you save time at the dealership and gain clarity on your buying power right away. We even work with subprime or less than ideal credit scores to help customers buy a vehicle no matter their history! Whether you're shopping for a brand-new Kia SUV or a reliable used car, our goal is to make every step of your experience, from application to final paperwork, as smooth and transparent as possible. We can't wait to work with you!